KF
Full-time · Remote

Senior Data Scientist

This is a pivotal role for a seasoned Data Scientist to lead the intelligence layer of a rapidly scaling rewards platform. You will bridge the gap between complex causal mathematics and production engineering to drive real-world financial outcomes. It is a rare opportunity to apply advanced ML to a massive stream of consumer spend data.

Kard Financial, Inc. · New York City, New York, United States · Posted 24 April 2026

The role

Overview

This is a pivotal role for a seasoned Data Scientist to lead the intelligence layer of a rapidly scaling rewards platform. You will bridge the gap between complex causal mathematics and production engineering to drive real-world financial outcomes. It is a rare opportunity to apply advanced ML to a massive stream of consumer spend data.

What they need

Requirements & Skills

Key Responsibilities

  • Design and ship ML models for offer personalization and user targeting
  • Build robust feature and training pipelines on large-scale transaction data
  • Conduct rigorous incrementality experiments to quantify partner ROI
  • Collaborate with engineers to productionize models via APIs and batch jobs
  • Translate complex data outputs into strategic insights for stakeholders

Essential

  • Minimum of 6 years of professional experience in data science or applied machine learning
  • Proven track record of deploying ML models into production environments
  • Deep expertise in recommendation systems, ranking algorithms, or personalization techniques
  • Strong statistical foundation with experience in A/B testing and incrementality measurement
  • Advanced proficiency in Python and its ecosystem (pandas, scikit-learn, PyTorch, or XGBoost)
  • Expert-level SQL skills for querying complex, large-scale datasets
  • Experience applying causal inference methods to observational data

Preferred

  • Previous experience in Fintech, Adtech, or digital marketplaces
  • Background working with event-driven architectures or high-volume transaction data
  • Familiarity with modern data orchestration tools like Airflow or dbt
  • Experience with Spark and cloud-based data platforms (AWS/GCP)
  • Knowledge of feature stores and real-time model scoring

Key Skills

Machine LearningCausal InferencePythonSQLRecommendation SystemsRanking & PersonalizationA/B TestingPredictive ModelingData Engineering PipelinesStatistical Analysis

Networking

People to Know

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Perks

Benefits & perks

  • 100% Remote work flexibility
  • Opportunity to work with a high-growth, venture-backed Fintech startup
  • Collaborative environment with industry-leading experts
  • Ownership over end-to-end ML projects from conception to deployment
  • Exposure to large-scale, real-world financial transaction datasets

Next step

Apply now

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